Author: Daniel snow

Olga Rolenko | Moment | Getty ImagesThere are all sorts of ways for consumers to misuse credit cards, from failing to pay monthly bills in full to running up your balance. But here’s one risky behavior that experts say you likely haven’t heard of: “credit cycling.”Credit cards come with a spending limit. Cardholders are usually aware of this limit, which represents the overall cap to how much they can borrow. The limit resets with each billing statement when users pay their bill in full and on time.Users who credit-cycle will reach that limit and quickly pay down their balance; this…

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